Laura Leppard

Helping YOU Change Your SPOTS!

Buying

Let Laura Leppard help you every step of the way. When purchasing a home, you are faced with a multitude of decisions! The most important one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are tremendous!  Laura will point you in the right direction to get pre-qualified to purchase your new home.
 
While at your side each step of the way, Laura will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. Laura will help you prepare so that sellers perceive you as a preferred, knowledgeable and pre-qualified buyer, help you locate and assess properties for sale that match your needs, and help you through the myriad of details and paperwork attending the actual purchase.
 
Laura is always familiar with the current homes on the market, and knows neighborhood values well, so she can help you determine which properties are fairly-priced and suit your needs before you even start your search.

Your First Step

Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? To have room for an income generating suite? To find a new neighborhood?  Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "wants" from the "needs." 
 
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.
 
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.

Your Next Step: Loan Pre-Qualification

Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.
 
Call Laura and she will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

Laura Leppard Will Find The Right Homes For You

Once you've been pre-qualified and know what price range you want to stay in, Laura can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them.
 
Laura Leppard has the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search  listings on this website.

Laura Leppard Will Help You Every Step Of The Way

Laura will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.
Laura Leppard
Office: 250-746-6621
Direct: 250-746-3083
Toll Free: 800-933-3156